AFR: Recent Demand For Investment Bonds

Hewison Private Wealth Wealth Adviser, Tess McIntosh, has been featured in the Australian Financial Review (AFR), contributing her insights on the renewed interest in investment bonds following proposed changes to superannuation under Division 296.

As attention shifts beyond traditional super structures, the AFR article explores how investment bonds are being reconsidered as an alternative vehicle for managing tax outcomes and long-term wealth.

Tess provides a balanced perspective, noting that while investment bonds can offer tax efficiencies in certain circumstances, their structural limitations (particularly the 10-year investment horizon) mean they may not suit every investor.

Tess reinforces the importance of aligning any investment structure with an individual’s broader financial strategy, objectives and need for flexibility over time.

As the regulatory landscape evolves, thoughtful advice remains critical in determining how and where different structures may play a role.

Read the full article via the AFR website: “There’s one massive winner from the new super tax. Here’s why”