Tess McIntosh
Wealth Adviser
AFR: How your super compares to others from 25 to 70
19 Jan 2026

Hewison Private Wealth Wealth Adviser, Tess McIntosh, is featured in the Australian Financial Review (AFR), contributing expert commentary on how Australians’ superannuation balances compare at different stages of life.
With superannuation often one of the most significant assets Australians accumulate, the AFR article examines how balances vary by age and highlights the growing divergence that can occur over time. It explores the role of factors such as contribution levels, time in the market and investment decisions in shaping long-term retirement outcomes.
In the article, Tess McIntosh reinforces that while age-based benchmarks can provide helpful context, they should not be viewed in isolation. Individual circumstances, life choices and long-term objectives are far more important indicators of whether someone is on track.
Tess also highlights the value of approaching superannuation as part of a broader financial strategy — one that considers retirement income needs, tax efficiency and how super integrates with an individual’s overall wealth plan.
Read the full article via the AFR website: “How your super balance compares to others – from 25 to 70″.