Investing | Hewison

Investing

The sequence of returns risk involves a complex interplay of market returns, time, and cash inflows and outflows.  When investing over a long period, it’s easy to get caught up in short-term market fluctuations. Despite the roller coaster of returns each year, history tells us that over the long term, what really affects results is the long-term average.  

Hewison Private Wealth is a Melbourne based independent financial planning firm. Our financial advisers are highly qualified wealth managers and specialise in self managed super funds (SMSF), financial planning, retirement planning advice and investment portfolio management. If you would like to speak to a financial adviser on how you can secure your financial future please contact us 03 8548 4800, email info@hewison.com.au or visit www.hewison.com.au

Please note: The advice provided above is general information only and individuals should seek specialised advice from a qualified financial advisor. The views in this blog are those of the individual and may not represent the general opinion of the firm. Please contact Hewison Private Wealth for more information.

Investing

Growth Investment 

You buy a growth investment with an expectation that it will increase in value over time. Examples of growth investments are company shares or property investments.   

Hewison Private Wealth is a Melbourne based independent financial planning firm. Our financial advisers are highly qualified wealth managers and specialise in self managed super funds (SMSF), financial planning, retirement planning advice and investment portfolio management. If you would like to speak to a financial adviser on how you can secure your financial future please contact us 03 8548 4800, email info@hewison.com.au or visit www.hewison.com.au

Please note: The advice provided above is general information only and individuals should seek specialised advice from a qualified financial advisor. The views in this blog are those of the individual and may not represent the general opinion of the firm. Please contact Hewison Private Wealth for more information.

Investing

The premise of a sustainable investment approach is that companies that observe the best environmental, social and governance practices will outperform those that do not. 

There are varying levels of commitment to sustainable investment  from devotees who believe strongly that such an approach is the only way to invest, to sceptics who do not believe such an approach to investment adds significantly to an investor’s overall portfolio performance.

Wherever you sit on the continuum, sustainable investment has definitely gathered more support in recent years.

Hewison Private Wealth is a Melbourne based independent financial planning firm. Our financial advisers are highly qualified wealth managers and specialise in self managed super funds (SMSF), financial planning, retirement planning advice and investment portfolio management. If you would like to speak to a financial adviser on how you can secure your financial future please contact us 03 8548 4800, email info@hewison.com.au or visit www.hewison.com.au

Please note: The advice provided above is general information only and individuals should seek specialised advice from a qualified financial advisor. The views in this blog are those of the individual and may not represent the general opinion of the firm. Please contact Hewison Private Wealth for more information.

Investing

Historically, active investment has been the primary selection for investors, although the tides are continuing to shift further towards passive investment. Passive investments, specifically the Australian exchange-traded fund (ETF) industry had a landmark year in 2020, attracting $20 billion in new money, growing the industry to just shy of $80 billion by December 2020, according to Morningstar. This equates to almost 30% of the Australian equity market.

Hewison Private Wealth is a Melbourne based independent financial planning firm. Our financial advisers are highly qualified wealth managers and specialise in self managed super funds (SMSF), financial planning, retirement planning advice and investment portfolio management. If you would like to speak to a financial adviser on how you can secure your financial future please contact us 03 8548 4800, email info@hewison.com.au or visit www.hewison.com.au

Please note: The advice provided above is general information only and individuals should seek specialised advice from a qualified financial advisor. The views in this blog are those of the individual and may not represent the general opinion of the firm. Please contact Hewison Private Wealth for more information.

Investing

The series, moderated by Podcaster, Dev Raga, covered a large range of topics within the financial planning, investing, and wealth creation space and can be watched on-demand HERE ​ Registration to Praxub is free and provides a great educational environment for medical professionals. Our role? To help improve the financial knowledge of the audience.

Hewison Private Wealth is a Melbourne based independent financial planning firm. Our financial advisers are highly qualified wealth managers and specialise in self managed super funds (SMSF), financial planning, retirement planning advice and investment portfolio management. If you would like to speak to a financial adviser on how you can secure your financial future please contact us 03 8548 4800, email info@hewison.com.au or visit www.hewison.com.au

Please note: The advice provided above is general information only and individuals should seek specialised advice from a qualified financial advisor. The views in this blog are those of the individual and may not represent the general opinion of the firm. Please contact Hewison Private Wealth for more information.

Investing

From a low point of around 4,816 points in March 2020, the ASX 200 has since recovered by almost 40% over the past 12 months. Not quite back to its most recent high point of 7,140 points in late February 2020, but a strong recovery, nonetheless.

Although the performance of the Australian Sharemarket and US Market can vary, throughout history both markets have trended in a similar direction. Therefore, investor lessons and experiences from these two markets are comparable over the long term.

Hewison Private Wealth is a Melbourne based independent financial planning firm. Our financial advisers are highly qualified wealth managers and specialise in self managed super funds (SMSF), financial planning, retirement planning advice and investment portfolio management. If you would like to speak to a financial adviser on how you can secure your financial future please contact us 03 8548 4800, email info@hewison.com.au or visit www.hewison.com.au

Please note: The advice provided above is general information only and individuals should seek specialised advice from a qualified financial advisor. The views in this blog are those of the individual and may not represent the general opinion of the firm. Please contact Hewison Private Wealth for more information.

Investing

 An ETF is something that you can invest in that provides you with exposure to a certain index, market sector, or managed fund that is actively managed by professionals. If you wanted to invest in the ASX200 (Australia’s 200 largest companies on the stock exchange) then you could invest in the ETF that looks to replicate this market. This is referred to as a ‘passive’ ETF and is the type of ETF that I'll address in this blog. 

Hewison Private Wealth is a Melbourne based independent financial planning firm. Our financial advisers are highly qualified wealth managers and specialise in self managed super funds (SMSF), financial planning, retirement planning advice and investment portfolio management. If you would like to speak to a financial adviser on how you can secure your financial future please contact us 03 8548 4800, email info@hewison.com.au or visit www.hewison.com.au

Please note: The advice provided above is general information only and individuals should seek specialised advice from a qualified financial advisor. The views in this blog are those of the individual and may not represent the general opinion of the firm. Please contact Hewison Private Wealth for more information.

Investing

As you think through whether you should invest now, here are some helpful tips to guide you.

Have a plan

One of my favorite quotes in life is “Failing to plan is planning to fail”. Before you jump right in, creating a plan will help you reach your financial goals faster. You want to ensure all your ducks are in a row before you invest. Some things to look at are:

Hewison Private Wealth is a Melbourne based independent financial planning firm. Our financial advisers are highly qualified wealth managers and specialise in self managed super funds (SMSF), financial planning, retirement planning advice and investment portfolio management. If you would like to speak to a financial adviser on how you can secure your financial future please contact us 03 8548 4800, email info@hewison.com.au or visit www.hewison.com.au

Please note: The advice provided above is general information only and individuals should seek specialised advice from a qualified financial advisor. The views in this blog are those of the individual and may not represent the general opinion of the firm. Please contact Hewison Private Wealth for more information.

Investing

The impact of COVID-19 on the global economy has been enormous. As the virus lingers, we are not out of the woods. The economic fallout has been staggering. We have entered a technical recession in Australia, the first time since the early 1990s. Australia saw a huge 7% decline in its June quarter Gross Domestic Product (GDP). In the recent federal budget, our budget deficit has ballooned out to around $214 billion to fight the virus in a bid to save the economy.

Hewison Private Wealth is a Melbourne based independent financial planning firm. Our financial advisers are highly qualified wealth managers and specialise in self managed super funds (SMSF), financial planning, retirement planning advice and investment portfolio management. If you would like to speak to a financial adviser on how you can secure your financial future please contact us 03 8548 4800, email info@hewison.com.au or visit www.hewison.com.au

Please note: The advice provided above is general information only and individuals should seek specialised advice from a qualified financial advisor. The views in this blog are those of the individual and may not represent the general opinion of the firm. Please contact Hewison Private Wealth for more information.

Investing

Hewison Private Wealth is a Melbourne based independent financial planning firm. Our financial advisers are highly qualified wealth managers and specialise in self managed super funds (SMSF), financial planning, retirement planning advice and investment portfolio management. If you would like to speak to a financial adviser on how you can secure your financial future please contact us 03 8548 4800, email info@hewison.com.au or visit www.hewison.com.au

Please note: The advice provided above is general information only and individuals should seek specialised advice from a qualified financial advisor. The views in this blog are those of the individual and may not represent the general opinion of the firm. Please contact Hewison Private Wealth for more information.