independent financial advice | Page 7 | Hewison

independent financial advice

Private Client Advisers from Hewsion Private Wealth met with Ray and Wendy to learn about the couple’s long and short-term goals and objectives. Ray had worked hard over the years to accumulate a significant asset base and he did not want to see it decline over time. In response, Hewison developed a financial plan that included investment across a diverse range of assets, such as Australian and international shares, property, fixed interest and cash. 

Hewison Private Wealth is a Melbourne based independent financial planning firm. Our financial advisers are highly qualified wealth managers and specialise in self managed super funds (SMSF), financial planning, retirement planning advice and investment portfolio management. If you would like to speak to a financial adviser on how you can secure your financial future please contact us 03 8548 4800, email info@hewison.com.au or visit www.hewison.com.au

Please note: The advice provided above is general information only and individuals should seek specialised advice from a qualified financial advisor. The views in this blog are those of the individual and may not represent the general opinion of the firm. Please contact Hewison Private Wealth for more information.

independent financial advice

It’s important to make sure that you’re still on track to achieve your long term financial goals and objectives, but first, you must ask yourself the question -

Have the goalposts moved?

Firstly, let’s take a moment to reflect on your personal financial goals. I encourage you to grab a pen and paper and write this down. A few questions you could ask yourself are:

Hewison Private Wealth is a Melbourne based independent financial planning firm. Our financial advisers are highly qualified wealth managers and specialise in self managed super funds (SMSF), financial planning, retirement planning advice and investment portfolio management. If you would like to speak to a financial adviser on how you can secure your financial future please contact us 03 8548 4800, email info@hewison.com.au or visit www.hewison.com.au

Please note: The advice provided above is general information only and individuals should seek specialised advice from a qualified financial advisor. The views in this blog are those of the individual and may not represent the general opinion of the firm. Please contact Hewison Private Wealth for more information.

independent financial advice

Hewison Private Wealth is a Melbourne based independent financial planning firm. Our financial advisers are highly qualified wealth managers and specialise in self managed super funds (SMSF), financial planning, retirement planning advice and investment portfolio management. If you would like to speak to a financial adviser on how you can secure your financial future please contact us 03 8548 4800, email info@hewison.com.au or visit www.hewison.com.au

Please note: The advice provided above is general information only and individuals should seek specialised advice from a qualified financial advisor. The views in this blog are those of the individual and may not represent the general opinion of the firm. Please contact Hewison Private Wealth for more information.

independent financial advice

Restrictions are being eased and the curve is flattening but we are still hearing about new cases and deaths. There have been recent positive reports of anti-viral drugs and many are hopeful of a vaccine. However, at the same time, there are many fears of a second wave of the virus as we near closer to winter.

With all this uncertainty, it is hard not to ponder what could be in store for the rest of the year. Of course, I would love to have a crystal ball and know what is going to happen, instead let’s look at a couple of the key questions on many people’s minds.

Hewison Private Wealth is a Melbourne based independent financial planning firm. Our financial advisers are highly qualified wealth managers and specialise in self managed super funds (SMSF), financial planning, retirement planning advice and investment portfolio management. If you would like to speak to a financial adviser on how you can secure your financial future please contact us 03 8548 4800, email info@hewison.com.au or visit www.hewison.com.au

Please note: The advice provided above is general information only and individuals should seek specialised advice from a qualified financial advisor. The views in this blog are those of the individual and may not represent the general opinion of the firm. Please contact Hewison Private Wealth for more information.

independent financial advice

Is this true?

The short answer is, it depends. First, let’s deal with investment volatility.

Investment volatility occurs when any investment can be bought and sold freely during the life of the investment. Typically, investments listed on a stock exchange can be easily traded, but this can create volatility in the value. Also, the price it is traded for is not always representative of the true value of the investment. The ability to gain access to your money on a short-term basis is called liquidity.

Hewison Private Wealth is a Melbourne based independent financial planning firm. Our financial advisers are highly qualified wealth managers and specialise in self managed super funds (SMSF), financial planning, retirement planning advice and investment portfolio management. If you would like to speak to a financial adviser on how you can secure your financial future please contact us 03 8548 4800, email info@hewison.com.au or visit www.hewison.com.au

Please note: The advice provided above is general information only and individuals should seek specialised advice from a qualified financial advisor. The views in this blog are those of the individual and may not represent the general opinion of the firm. Please contact Hewison Private Wealth for more information.

independent financial advice

The Reserve Bank of Australia (RBA) made an emergency interest rate cut to 0.25% (from 0.75%) in an effort to continue economic stimulus during the COVID-19 pandemic. When interest rates decline it can directly impact the rate of income that investors can generate from their fixed interest assets, and we are certainly fielding these exact questions from our clients at the moment. 

Hewison Private Wealth is a Melbourne based independent financial planning firm. Our financial advisers are highly qualified wealth managers and specialise in self managed super funds (SMSF), financial planning, retirement planning advice and investment portfolio management. If you would like to speak to a financial adviser on how you can secure your financial future please contact us 03 8548 4800, email info@hewison.com.au or visit www.hewison.com.au

Please note: The advice provided above is general information only and individuals should seek specialised advice from a qualified financial advisor. The views in this blog are those of the individual and may not represent the general opinion of the firm. Please contact Hewison Private Wealth for more information.

independent financial advice

In a normal year, about 40,000 people flock to the annual meeting in Omaha, dubbed “Woodstock for Capitalists,” to hear Buffett’s words of wisdom. This year though, due to the global COVID-19 pandemic, the meeting was hosted solely online.  

As always there were many key takeaways for novice and even seasoned investors. I am pleased to share some of my favourite comments: 

Hewison Private Wealth is a Melbourne based independent financial planning firm. Our financial advisers are highly qualified wealth managers and specialise in self managed super funds (SMSF), financial planning, retirement planning advice and investment portfolio management. If you would like to speak to a financial adviser on how you can secure your financial future please contact us 03 8548 4800, email info@hewison.com.au or visit www.hewison.com.au

Please note: The advice provided above is general information only and individuals should seek specialised advice from a qualified financial advisor. The views in this blog are those of the individual and may not represent the general opinion of the firm. Please contact Hewison Private Wealth for more information.

independent financial advice

To stem the flow, there are a number of financial strategies available that professionals could consider implementing to reduce their tax liability each year.  

These include salary sacrificing through superannuation contributions, selecting the right investment structure to accumulate wealth over the long term, purchasing a car through a novated lease, and claiming deductible debt.  

Hewison Private Wealth is a Melbourne based independent financial planning firm. Our financial advisers are highly qualified wealth managers and specialise in self managed super funds (SMSF), financial planning, retirement planning advice and investment portfolio management. If you would like to speak to a financial adviser on how you can secure your financial future please contact us 03 8548 4800, email info@hewison.com.au or visit www.hewison.com.au

Please note: The advice provided above is general information only and individuals should seek specialised advice from a qualified financial advisor. The views in this blog are those of the individual and may not represent the general opinion of the firm. Please contact Hewison Private Wealth for more information.

independent financial advice

These quality investments are those not listed on the stock exchange. In this week’s blog, I will highlight a couple of these very investments and use recent examples to demonstrate how they work. The information listed below is general in nature and is not to be acted upon without first seeking professional advice.

Hewison Private Wealth is a Melbourne based independent financial planning firm. Our financial advisers are highly qualified wealth managers and specialise in self managed super funds (SMSF), financial planning, retirement planning advice and investment portfolio management. If you would like to speak to a financial adviser on how you can secure your financial future please contact us 03 8548 4800, email info@hewison.com.au or visit www.hewison.com.au

Please note: The advice provided above is general information only and individuals should seek specialised advice from a qualified financial advisor. The views in this blog are those of the individual and may not represent the general opinion of the firm. Please contact Hewison Private Wealth for more information.

independent financial advice

Hewison Private Wealth is a Melbourne based independent financial planning firm. Our financial advisers are highly qualified wealth managers and specialise in self managed super funds (SMSF), financial planning, retirement planning advice and investment portfolio management. If you would like to speak to a financial adviser on how you can secure your financial future please contact us 03 8548 4800, email info@hewison.com.au or visit www.hewison.com.au

Please note: The advice provided above is general information only and individuals should seek specialised advice from a qualified financial advisor. The views in this blog are those of the individual and may not represent the general opinion of the firm. Please contact Hewison Private Wealth for more information.