independent financial advice | Hewison

independent financial advice

As advisers, we are often asked what the share market will do today, tomorrow, or next week? While I wish we had a crystal ball to determine such things, the simple fact is that nobody can predict share market movements over shorter time frames. Instead, you need to invest with a long-term focus. 

Hewison Private Wealth is a Melbourne based independent financial planning firm. Our financial advisers are highly qualified wealth managers and specialise in self managed super funds (SMSF), financial planning, retirement planning advice and investment portfolio management. If you would like to speak to a financial adviser on how you can secure your financial future please contact us 03 8548 4800, email info@hewison.com.au or visit www.hewison.com.au

Please note: The advice provided above is general information only and individuals should seek specialised advice from a qualified financial advisor. The views in this blog are those of the individual and may not represent the general opinion of the firm. Please contact Hewison Private Wealth for more information.

independent financial advice

A recent survey shows around 270,000 Australian children under the age of 12 are investing in shares, cryptocurrency, or savings accounts. This reflects a trend towards more parents teaching their children about financial concepts. It’s becoming popular that people give financial gifts to kids and grandchildren at the holidays or for their birthdays, instead of toys.

Investing for your children is an awesome way to set them up financially for their future. Stashing a little bit of money away consistently adds up, especially when you invest it.

Hewison Private Wealth is a Melbourne based independent financial planning firm. Our financial advisers are highly qualified wealth managers and specialise in self managed super funds (SMSF), financial planning, retirement planning advice and investment portfolio management. If you would like to speak to a financial adviser on how you can secure your financial future please contact us 03 8548 4800, email info@hewison.com.au or visit www.hewison.com.au

Please note: The advice provided above is general information only and individuals should seek specialised advice from a qualified financial advisor. The views in this blog are those of the individual and may not represent the general opinion of the firm. Please contact Hewison Private Wealth for more information.

independent financial advice

In traditional lending, a bank puts up the capital for individuals to borrow, however in the case of P2P lending, investors become the bank. Investors typically engage with a lending platform or provider that acts as the middleman, completing the credit checks, loan appraisals, matching borrowers with investors, and managing repayments. 

Hewison Private Wealth is a Melbourne based independent financial planning firm. Our financial advisers are highly qualified wealth managers and specialise in self managed super funds (SMSF), financial planning, retirement planning advice and investment portfolio management. If you would like to speak to a financial adviser on how you can secure your financial future please contact us 03 8548 4800, email info@hewison.com.au or visit www.hewison.com.au

Please note: The advice provided above is general information only and individuals should seek specialised advice from a qualified financial advisor. The views in this blog are those of the individual and may not represent the general opinion of the firm. Please contact Hewison Private Wealth for more information.

independent financial advice

Investors who experience the psychology of the herd mentality are largely influenced by emotion and instinct rather than their own independent analysis.

Herd mentality can be seen in many aspects of life. Fads are born because ‘everyone is doing it’ as people simply want to get involved. Like we have seen in the past couple of years, uncertainty can create fear for many investors that can lead to rushed, irrational decisions regardless of whether you are investing in the share market, property market or even taking your chances in buying crypto-assets.

Hewison Private Wealth is a Melbourne based independent financial planning firm. Our financial advisers are highly qualified wealth managers and specialise in self managed super funds (SMSF), financial planning, retirement planning advice and investment portfolio management. If you would like to speak to a financial adviser on how you can secure your financial future please contact us 03 8548 4800, email info@hewison.com.au or visit www.hewison.com.au

Please note: The advice provided above is general information only and individuals should seek specialised advice from a qualified financial advisor. The views in this blog are those of the individual and may not represent the general opinion of the firm. Please contact Hewison Private Wealth for more information.

independent financial advice

Part of the planning process involves analysing your financial resources and determining how to best use them to help you achieve the financial future of your dreams. This helps to inform the investment strategy that determines what assets you buy, and in what amounts.  

Hewison Private Wealth is a Melbourne based independent financial planning firm. Our financial advisers are highly qualified wealth managers and specialise in self managed super funds (SMSF), financial planning, retirement planning advice and investment portfolio management. If you would like to speak to a financial adviser on how you can secure your financial future please contact us 03 8548 4800, email info@hewison.com.au or visit www.hewison.com.au

Please note: The advice provided above is general information only and individuals should seek specialised advice from a qualified financial advisor. The views in this blog are those of the individual and may not represent the general opinion of the firm. Please contact Hewison Private Wealth for more information.

independent financial advice

A geared investment strategy involves borrowing funds from a lender and investing this borrowed capital into growth assets, such as property or shares. The objective of this strategy is to invest an increased capital amount, via borrowings, that generates positive returns over and above your interest repayments, therefore magnifying your investment gains. However, it’s very important to note that investment losses are also magnified. 

Hewison Private Wealth is a Melbourne based independent financial planning firm. Our financial advisers are highly qualified wealth managers and specialise in self managed super funds (SMSF), financial planning, retirement planning advice and investment portfolio management. If you would like to speak to a financial adviser on how you can secure your financial future please contact us 03 8548 4800, email info@hewison.com.au or visit www.hewison.com.au

Please note: The advice provided above is general information only and individuals should seek specialised advice from a qualified financial advisor. The views in this blog are those of the individual and may not represent the general opinion of the firm. Please contact Hewison Private Wealth for more information.

independent financial advice

Industrial Real Estate can be broadly defined as all land and buildings which accommodate industrial activities including production, manufacturing, assembly, warehousing, research, storage, and distribution. In the context of this definition, it is understandable to have assumed that the Australian Industrial and Logistics sector had some difficult times ahead as we entered the Covid-19 pandemic in early 2020.

Hewison Private Wealth is a Melbourne based independent financial planning firm. Our financial advisers are highly qualified wealth managers and specialise in self managed super funds (SMSF), financial planning, retirement planning advice and investment portfolio management. If you would like to speak to a financial adviser on how you can secure your financial future please contact us 03 8548 4800, email info@hewison.com.au or visit www.hewison.com.au

Please note: The advice provided above is general information only and individuals should seek specialised advice from a qualified financial advisor. The views in this blog are those of the individual and may not represent the general opinion of the firm. Please contact Hewison Private Wealth for more information.

independent financial advice

The economic picture over the past 18 months has been startling. To support the global economy during last year’s COVID-19 related shutdown, governments around the world took drastic action to prevent a global slowdown that could have rivaled the Great Depression. In Australia, this contributed to the cash rate dropping to a historic low of just 0.1%. 

Hewison Private Wealth is a Melbourne based independent financial planning firm. Our financial advisers are highly qualified wealth managers and specialise in self managed super funds (SMSF), financial planning, retirement planning advice and investment portfolio management. If you would like to speak to a financial adviser on how you can secure your financial future please contact us 03 8548 4800, email info@hewison.com.au or visit www.hewison.com.au

Please note: The advice provided above is general information only and individuals should seek specialised advice from a qualified financial advisor. The views in this blog are those of the individual and may not represent the general opinion of the firm. Please contact Hewison Private Wealth for more information.

independent financial advice

There’s a lot of jargon and noise in markets and it can complicate everything, especially if you want to be relatively stress-free while investing. Ideally, you want to be in a position where you feel comfortable with your decisions and purchases.

Hewison Private Wealth is a Melbourne based independent financial planning firm. Our financial advisers are highly qualified wealth managers and specialise in self managed super funds (SMSF), financial planning, retirement planning advice and investment portfolio management. If you would like to speak to a financial adviser on how you can secure your financial future please contact us 03 8548 4800, email info@hewison.com.au or visit www.hewison.com.au

Please note: The advice provided above is general information only and individuals should seek specialised advice from a qualified financial advisor. The views in this blog are those of the individual and may not represent the general opinion of the firm. Please contact Hewison Private Wealth for more information.

independent financial advice

Hewison Private Wealth is a Melbourne based independent financial planning firm. Our financial advisers are highly qualified wealth managers and specialise in self managed super funds (SMSF), financial planning, retirement planning advice and investment portfolio management. If you would like to speak to a financial adviser on how you can secure your financial future please contact us 03 8548 4800, email info@hewison.com.au or visit www.hewison.com.au

Please note: The advice provided above is general information only and individuals should seek specialised advice from a qualified financial advisor. The views in this blog are those of the individual and may not represent the general opinion of the firm. Please contact Hewison Private Wealth for more information.