I'm using today’s insights to look into a trend I've noticed that is the complete opposite to what I had in my own mind. The trend; how differently clients of varying ages seem to perceive value in insurance.
One of the problems that arises from Royal Commissions and Enquiries is the over-reaction factor by government and regulators. Whilst many good reforms have emerged post the Hayne RC, the Treasurer’s subsequent enquiry into the reform of the retirement savings system has produced some ill-informed and dangerous suggestions.
Whether you’re looking to kick start your investment journey or have been investing for many years; I’d like to share a few tips that could help you build a more resilient portfolio.
Exactly a year ago, I wrote a blog following a sensationalist 60 Minutes report titled “Bricks and Slaughter.” The segment claimed the Australian property market could fall as much as 40% within the next 12 months.
An article in the Australian Financial Review a few months ago resurfaced recently and got me thinking. The article highlighted retirees who had put their super into term deposits and were now finding it very difficult to meet their income needs given the continued drop in interest rates.