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Blog | Do I need a Financial Adviser

Simon Curtain
Partner/Private Client Adviser
3 Feb 2020

Do you use a mechanic to service your car every few months? I’ll bet you do.

But why use a mechanic when anyone could change a spark plug, top up the oil and put some air in the tyres. But, is this all a mechanic does? Of course not! A mechanic is trained to keep your car in ‘good health’, identify problems before they stop your car from running smoothly and help you get back on the road sooner if something goes wrong.

The same is true for your finances. Working with a financial adviser can put you in a far stronger and ‘healthier’ financial position than if you tried to go it alone. A financial adviser has the knowledge and skills to help you achieve your financial goals and objectives.

What exactly can a financial adviser help you with:

Retirement planning

Having a retirement plan in place is a sure-fire way to achieve your longer-term financial objectives. A financial adviser can guide and advise the best way to invest your superannuation and other assets to maximise your retirement nest egg.


Whether you want to purchase a new home or investments, a financial adviser can create an investment plan that will help you achieve your financial goals and objectives over time


A financial adviser will take a look at your finances and identify ways in which you can manage your debt and save money.


You and your family are your most important asset – and it is important that you protect you and your family in the event you suffer illness or injury.

A financial adviser can help create an insurance plan to protect you and your family.

Estate planning

A financial adviser will work closely with your solicitor to get the best outcome for your family when you pass away. Estate planning can involve the preparation of Wills, Power of Attorney Nominations and holding assets on trust for young children.

Tax planning

A good financial planner will work closely with your accountant to devise tax-effective strategies. These strategies could be used to reduce debt faster or to accumulate wealth over time.

As you can see, there are many ways a financial adviser can add value to you and your family. If you are interested in speaking with an adviser about your own situation, our team of qualified financial advisers would be more than pleased to assist and highlight the value of advice in helping you achieve your hopes and dreams for the future.

Hewison Private Wealth is a Melbourne based independent financial planning firm. Our financial advisers are highly qualified wealth managers and specialise in self managed super funds (SMSF), financial planning, retirement planning advice and investment portfolio management. If you would like to speak to a financial adviser on how you can secure your financial future please contact us 03 8548 4800, email info@hewison.com.au or visit www.hewison.com.auPlease note: The advice provided above is general information only and individuals should seek specialised advice from a qualified financial advisor. The views in this blog are those of the individual and may not represent the general opinion of the firm. Please contact Hewison Private Wealth for more information.